"Content"
I had an interview with a personal finance coach today. The problem I have always had when it comes to money is that I've never been motivated to make a lot of it. I have never seen a need for it. The word the coach used to describe me at the end of our interview was 'content.' I had never heard anyone ever call me that.
I have understood for years in order make a lot of money, you have to be willing to incur risk in addition to what is referred to as 'smart debt.' This was the message my father was trying to instill in me before he passed away several years ago. Although I understand the concepts of assets, liabilities, risk and smart debt, the difference between my father and me is that he wanted to become rich. I always wanted to be an artist.
I like living a very simple, low-key life and can do a good job living within my means. This attitude permeates through everything in my life. I don't have a big residence. I don't have an expensive car. I don't have expensive clothes. I don't have a strong desire to travel the world. I don't need any of it.
The only things I really want are a companion to share my experiences with and a steady income to support myself. To be honest, I could do without the companion if she became a threat to my contentedness. Unfortunately, I'm guessing this doesn't make for a very interesting life, which is why this blog has a handful of readers instead of thousands.
The truth is, I don't care about money. I don't care about owning a big house. I don't care about owning a fancy car. I don't care about going to fancy restaurants. All I care about is telling stories, being a good friend, and participating in my favorite hobbies.
Although my hobbies cost money, I have learned to participate in them within my means rather than over-reaching. While my income situation is currently tenuous, I feel this is more of a short-term problem than a long-term one. Unfortunately, a personal finance coach can't help someone like me because I have little motivation to move beyond my current situation.
If anything, I gained more wisdom today with this interview. Unfortunately, wisdom doesn't pay the bills. It just gives me something else to blog about.
I have understood for years in order make a lot of money, you have to be willing to incur risk in addition to what is referred to as 'smart debt.' This was the message my father was trying to instill in me before he passed away several years ago. Although I understand the concepts of assets, liabilities, risk and smart debt, the difference between my father and me is that he wanted to become rich. I always wanted to be an artist.
I like living a very simple, low-key life and can do a good job living within my means. This attitude permeates through everything in my life. I don't have a big residence. I don't have an expensive car. I don't have expensive clothes. I don't have a strong desire to travel the world. I don't need any of it.
The only things I really want are a companion to share my experiences with and a steady income to support myself. To be honest, I could do without the companion if she became a threat to my contentedness. Unfortunately, I'm guessing this doesn't make for a very interesting life, which is why this blog has a handful of readers instead of thousands.
The truth is, I don't care about money. I don't care about owning a big house. I don't care about owning a fancy car. I don't care about going to fancy restaurants. All I care about is telling stories, being a good friend, and participating in my favorite hobbies.
Although my hobbies cost money, I have learned to participate in them within my means rather than over-reaching. While my income situation is currently tenuous, I feel this is more of a short-term problem than a long-term one. Unfortunately, a personal finance coach can't help someone like me because I have little motivation to move beyond my current situation.
If anything, I gained more wisdom today with this interview. Unfortunately, wisdom doesn't pay the bills. It just gives me something else to blog about.
Labels: career
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